Thursday, January 31, 2013

Oculus Rift Gaming Headset | Uncrate

You know movies and futurists have for years been promising true "virtual reality"? Well, the Oculus Rift Gaming Headset ($300) can get you tantalizingly close. Currently available for order in developer kit form, the Rift utilizes dual 1280x800 monitors sitting just inches from your eyes to create a realistic, 3D VR gaming experience. Want to look around in the game? Just move your head. It's as close as you're going to get to having a personal holodeck for the foreseeable future.

Source: http://uncrate.com/stuff/oculus-rift-gaming-headset/

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JAPAN: Flood recovery boosts Honda in fiscal 2013

JAPAN: Flood recovery boosts Honda in fiscal 2013

By Graeme Roberts | 31 January 2013

Honda Motor said it all but tripled operating profit for the fiscal third quarter ended 31 December, 2012?to JPY131.9bn?yen. The 198% year on year rise was due to recovery from the impact of the Thai floods in 2011 and an increase in car sales, mainly in North America.

Operating income for the fiscal first nine months (1 April to 31 December) rose 242% to JPY408.8bn.?Nine-month net income was up 108% to JPY291.3bn.

Revenue rose JPY483bn to JPY2.4 trillion in the third quarter and from JPY5.5 trillion to JPY7.1 trillion for the nine months.

Global car sales were up to 841,000, from 622,000 in the third quarter and from 1.65m to 2.5m in the nine-month period.

Honda has maintained its operating income forecast for the full fiscal year (ending 31 March) at JPY520bn, factoring in a decline in automobile sales in Europe and China due to severe economic conditions which offset the positive impact of the recent depreciation of the yen.

It has cut its car unit sales expectation from 4.12m to 4.06m units for the full fiscal year.

Expected foreign exchange losses due to rapid depreciation of the yen since the end of 2012 were factored into the downward revision of net income forecast from JPY375bn to JPY370bn.

The dividend forecast is unchanged at JPY19yen, a JPY4 increase year on year. Total fiscal year cash payments are pegged at JPY76 per share, up JPY16.

Show the press release

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Consolidated Financial Summary for the Fiscal 3rd Quarter ended December 31, 2012

TOKYO, Japan, January 31, 2013 - Honda Motor Co., Ltd. announced its consolidated financial results for the fiscal third quarter ended December 31, 2012.

Consolidated operating income for the fiscal third quarter (October 1, 2012 through December 31, 2012) amounted to 131.9 billion yen, which is approximately triple the total from the same period last year representing an increase of 197.8%, due to the recovery from the impact of the major flooding in Thailand as well as an increase in automobile sales mainly in North America as a result of the positive effects of new model introductions. Consolidated operating income for the fiscal nine months (April 1, 2012 through December 31, 2012) amounted to 408.8 billion yen, an increase of 242.4% compared to the same period last year.

Consolidated net income*1 for the fiscal nine months (April 1, 2012 through December 31, 2012) amounted to 291.3 billion yen, an increase of 108.3% compared to the same period last year.

Honda has maintained the forecast for operating income for the current fiscal year (ending March 31, 2013) at 520 billion yen, factoring in a decline in automobile sales in Europe and China due to severe economic conditions which offset the positive impact of the recent depreciation of the yen. The market valuation losses on foreign exchange contracts due to rapid depreciation of the yen since the end of 2012 was factored into the downward revision of the forecast for consolidated net income*1 for the current fiscal year from 375.0 billion yen to 370.0 billion yen.

The dividend forecast will remain unchanged from the previous announcement. The quarterly dividend for the current fiscal third quarter will be 19 yen per share, a 4 yen increase compared to the quarterly dividend for the same period last year. The total cash dividends to be paid for the fiscal year ending March 31, 2013 are planned to be 76 yen per share, an increase of 16 yen per share from the previous fiscal year.

Consolidated Financial Results for the Fiscal 3rd Quarter and Fiscal Nine Months

Chart1

Forecasts for the Fiscal Year ending March 31, 2013 (FY13)

Chart2

*1
Net income attributable to Honda Motor Co., Ltd. based on U.S. generally accepted accounting principles.
*2
Honda Group Unit Sales is the total unit sales of completed products (motorcycles, ATVs, automobiles, power products) of Honda, its consolidated subsidiaries and its affiliates accounted for under the equity method.
*3
Consolidated Unit Sales is the total unit sales of completed products (motorcycles, ATVs, automobiles, power products) corresponding to consolidated net sales, which consists of unit sales of completed products of Honda and its consolidated subsidiaries.
*4
Honda Group Unit Sales and Consolidated Unit Sales of ATVs included in motorcycle business for the fiscal 3rd quarter ended December 31, 2011 and 2012 are 34 thousand units and 30 thousand units, respectively. Consolidated Unit Sales of ATVs included in motorcycle business for the fiscal nine months ended December 31, 2011 and 2012 are 91 thousand units and 89 thousand units, respectively. The 73 thousand unit downward revision made to the fiscal 2nd quarter results (ended September 30, 2012) was reflected to Honda Group Unit Sales and Consolidated Unit Sales for the current fiscal nine months results.
*5
Certain sales of automobiles that are financed with residual value type auto loans by our Japanese finance subsidiaries are accounted for as operating leases in conformity with U.S. generally accepted accounting principles and are not included in consolidated net sales to the external customers in our automobile business. As a result, they are not included in Consolidated Unit Sales, but are included in Honda Group Unit Sales of our automobile business.

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Original source: http://world.honda.com/news/2013/c130131Financial-Summary/index.html00.0000

Honda Motor Co., Ltd. - SWOT, Strategy and Corporate Finance Report

Honda Motor Co., Ltd. - SWOT, Strategy and Corporate Finance Report, is a source of comprehensive company data and information. The report covers the company?s structure, operation, SWOT analysis, product and service offerings, detailed financials, a...

Honda Motor Co., Ltd. - SWOT Analysis

Honda Motor Co., Ltd. - SWOT Analysis company profile is the essential source for top-level company data and information. Honda Motor Co., Ltd. - SWOT Analysis examines the company?s key business structure and operations, history and products, and pr...

Source: http://www.just-auto.com/news/flood-recovery-boosts-honda-in-fiscal-2013_id131159.aspx?utm_source=news-feed&utm_medium=rss-feed&utm_campaign=rss-feed

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University: Come one, come all! Campus to offer workshop on female orgasm

A university is an institution of higher education and research which grants academic degrees in a variety of subjects and provides both undergraduate education and postgraduate education. The word "university" is derived from the Latin universitas magistrorum et scholarium, which roughly means "community of teachers and scholars."

History

Definition

The original Latin word "universitas" refers in general to "a number of persons associated into one body, a society, company, community, guild, corporation, etc." At the time of the emergence of urban town life and medieval guilds, specialised "associations of students and teachers with collective legal rights usually guaranteed by charters issued by princes, prelates, or the towns in which they were located" came to be denominated by this general term. Like other guilds, they were self-regulating and determined the qualifications of their members. The original Latin word referred to degree-granting institutions of learning in Western Europe, where this form of legal organisation was prevalent, and from where the institution spread around the world. For non-related educational institutions of antiquity which did not stand in the tradition of the university and to which the term is only loosely and retrospectively applied, see ancient higher-learning institutions.

Academic freedom

An important idea in the definition of a university is the notion of academic freedom. The first documentary evidence of this comes from early in the life of the first university. The University of Bologna adopted an academic charter, the Constitutio Habita, in 1158 or 1155, which guaranteed the right of a traveling scholar to unhindered passage in the interests of education. Today this is claimed as the origin of "academic freedom". This is now widely recognised internationally - on 18 September 1988 430 university rectors signed the Magna Charta Universitatum, marking the 900th anniversary of Bologna's foundation. The number of universities signing the Magna Charta Universitatum continues to grow, drawing from all parts of the world.

Medieval universities

European higher education took place for hundreds of years in Christian cathedral schools or monastic schools (Scholae monasticae), in which monks and nuns taught classes; evidence of these immediate forerunners of the later university at many places dates back to the 6th century AD. The earliest universities were developed under the aegis of the Latin Church, usually from cathedral schools or by papal bull as studia generalia (n.b. The development of cathedral schools into universities actually appears to be quite rare, with the University of Paris being an exception?? see Leff, Paris and Oxford Universities), later they were also founded by Kings (University of Naples Federico II, Charles University in Prague, Jagiellonian University in Krak?w) or municipal administrations (University of Cologne, University of Erfurt). In the early medieval period, most new universities were founded from pre-existing schools, usually when these schools were deemed to have become primarily sites of higher education. Many historians state that universities and cathedral schools were a continuation of the interest in learning promoted by monasteries.

The first universities in Europe with a form of corporate/guild structure were the University of Bologna (1088), the University of Paris (c. 1150, later associated with the Sorbonne), the University of Oxford (1167), the University of Palencia (1208), the University of Cambridge (1209), the University of Salamanca (1218), the University of Montpellier (1220), the University of Padua (1222), the University of Naples Federico II (1224), the University of Toulouse (1229), the University of Siena (1240).

The University of Bologna began as a law school teaching the ius gentium or Roman law of peoples which was in demand across Europe for those defending the right of incipient nations against empire and church. Bologna?s special claim to Alma Mater Studiorum is based on its autonomy, its awarding of degrees, and other structural arrangements, making it the oldest continuously operating institution The conventional date of 1088, or 1087 according to some, records when a certain Irnerius commences teaching Emperor Justinian?s 6th century codification of Roman law, the Corpus Iuris Civilis, recently discovered at Pisa. Lay students arrived in the city from many lands entering into a contract to gain this knowledge, organising themselves into ?Learning Nations? of Hungarians, Greeks, North Africans, Arabs, Franks, Germans, Iberians etc. The students ?had all the power ? and dominated the masters?.

In Europe, young men proceeded to university when they had completed their study of the trivium?the preparatory arts of grammar, rhetoric and dialectic or logic?and the quadrivium: arithmetic, geometry, music, and astronomy. (See Degrees of the University of Oxford for the history of how the trivium and quadrivium developed in relation to degrees, especially in anglophone universities).

Universities became popular all over Europe, as rulers and city governments began to create them to satisfy a European thirst for knowledge, and the belief that society would benefit from the scholarly expertise generated from these institutions. Princes and leaders of city governments perceived the potential benefit of having a scholarly expertise develop with the ability to address difficult problems and achieve desired ends. The emergence of humanism was essential to this understanding of the possible utility of universities as well as the revival of interest in knowledge gained from ancient Greek texts.

The rediscovery of Aristotle's works - more than 3000 pages of it would eventually be translated - fuelled a spirit of inquiry into natural processes that had already begun to emerge in the 12th century. Some scholars believe that these works represented one of the most important document discoveries in Western intellectual history. Richard Dales, for instance, calls the discovery of Aristotle's works ?a turning point in the history of Western thought." After Aristotle re-emerged, a community of scholars, primarily communicating in Latin, accelerated the process and practice of attempting to reconcile the thoughts of Greek antiquity, and especially ideas related to understanding the natural world, with those of the church. The efforts of this ?scholasticism? were focused on applying Aristotelian logic and thoughts about natural processes to biblical passages and attempting to prove the viability of those passages through reason. This became the primary mission of lecturers, and the expectation of students.

The university culture developed differently in northern Europe than it did in the south, although the northern (primarily Germany, France and Great Britain) and southern universities (primarily Italy) did have many elements in common. Latin was the language of the university, used for all texts, lectures, disputations and examinations. Professors lectured on the books of Aristotle for logic, natural philosophy, and metaphysics; while Hippocrates, Galen, and Avicenna were used for medicine. Outside of these commonalities, great differences separated north and south, primarily in subject matter. Italian universities focused on law and medicine, while the northern universities focused on the arts and theology. There were distinct differences in the quality of instruction in these areas which were congruent with their focus, so scholars would travel north or south based on their interests and means. There was also a difference in the types of degrees awarded at these universities. English, French and German universities usually awarded bachelor's degrees, with the exception of degrees in theology, for which the doctorate was more common. Italian universities awarded primarily doctorates. The distinction can be attributed to the intent of the degree holder after graduation ? in the north the focus tended to be on acquiring teaching positions, while in the south students often went on to professional positions. The structure of Northern Universities tended to be modeled after the system of faculty governance developed at the University of Paris. Southern universities tended to be patterned after the student-controlled model begun at the University of Bologna.

Scholars like Arnold H. Green and Hossein Nasr have argued that starting in the 10th century, some medieval Islamic madrasahs became universities. George Makdisi and others, however, argue that the European university has no parallel in the medieval Islamic world. Courtenay et al. partially critique this view by stating similarities between madrasahs and southern European universities. Other scholars regard the university as uniquely European in origin and characteristics.

Many scholars (including Makdisi) have argued that early medieval universities were influenced by the religious madrasahs in Al-Andalus, the Emirate of Sicily, and the Middle East (during the Crusades). Other scholars see this argument as overstated.

Early modern universities

During the Early Modern period (approximately late 1400s to 1800), the universities of Europe would see a tremendous amount of growth, productivity and innovative research. At the end of the Middle Ages, about 400 years after the first university was founded, there were twenty-nine universities spread throughout Europe. In the 15th century, twenty-eight new ones were created, with another eighteen added between 1500 and 1625. This pace continued until by the end of the 18th century there were approximately 143 universities in Europe and Eastern Europe, with the highest concentrations in the German Empire (34), Italian countries (26), France (25), and Spain (23) ? this was close to a 500% increase over the number of universities toward the end of the Middle Ages. This number does not include the numerous universities that disappeared, or institutions that merged with other universities during this time. It should be noted that the identification of a university was not necessarily obvious during the Early Modern period, as the term is applied to a burgeoning number of institutions. In fact, the term ?university? was not always used to designate a higher education institution. In Mediterranean countries, the term studium generale was still often used, while ?Academy? was common in Northern European countries. The propagation of universities was not necessarily a steady progression, as the seventeenth century was rife with events that adversely effected university expansion. Many wars, and especially the Thirty Years' War, disrupted the university landscape throughout Europe at different times. War, plague, famine, regicide, and changes in religious power and structure often adversely affected the societies that provided support for universities. Internal strife within the universities themselves, such as student brawling and absentee professors, acted to destabilize these institutions as well. Universities were also reluctant to give up older curricula, and the continued reliance on the works of Aristotle defied contemporary advancements in science and the arts. This era was also affected by the rise of the nation-state. As universities increasingly came under state control, or formed under the auspices of the state, the faculty governance model (begun by the University of Paris) became more and more prominent. Although the older student-controlled universities still existed, they slowly started to move toward this structural organization. Control of universities still tended to be independent, although university leadership was increasingly appointed by the state.

Although the structural model provided by the University of Paris, where student members are controlled by faculty ?masters,? provided a standard for universities, the application of this model took at least three different forms. There were universities that had a system of faculties whose teaching was centralized around a very specific curriculum; this model tended to train specialists. There was a collegiate or tutorial model based on the system at University of Oxford where teaching and organization was decentralized and knowledge was more of a generalist nature. There were also universities that combined these models, using the collegiate model but having a centralized organization.

Early Modern universities initially continued the curriculum and research of the Middle Ages: natural philosophy, logic, medicine, theology, mathematics, astronomy (and astrology), law, grammar and rhetoric. Aristotle was prevalent throughout the curriculum, while medicine also depended on Galen and Arabic scholarship. The importance of humanism for changing this state-of-affairs cannot be underestimated. Once humanist professors joined the university faculty, they began to transform the study of grammar and rhetoric through the studia humanitatis. Humanist professors focused on the ability of students to write and speak with distinction, to translate and interpret classical texts, and to live honorable lives. Other scholars within the university were affected by the humanist approaches to learning and their linguistic expertise in relation to ancient texts, as well as the ideology that advocated the ultimate importance of those texts. Professors of medicine such as Niccol? Leoniceno, Thomas Linacre and William Cop were often trained in and taught from a humanist perspective as well as translated important ancient medical texts. The critical mindset imparted by humanism was imperative for changes in universities and scholarship. For instance, Andreas Vesalius was educated in a humanist fashion before producing a translation of Galen, whose ideas he verified through his own dissections. In law, Andreas Alciatus infused the Corpus Juris with a humanist perspective, while Jacques Cujas humanist writings were paramount to his reputation as a jurist. Philipp Melanchthon cited the works of Erasmus as a highly influential guide for connecting theology back to original texts, which was important for the reform at Protestant universities. Galileo Galilei, who taught at the Universities of Pisa and Padua, and Martin Luther, who taught at the University of Wittenberg (as did Melanchthon), also had humanist training. The task of the humanists was to slowly permeate the university; to increase the humanist presence in professorships and chairs, syllabi and textbooks so that published works would demonstrate the humanistic ideal of science and scholarship.

Although the initial focus of the humanist scholars in the university was the discovery, exposition and insertion of ancient texts and languages into the university, and the ideas of those texts into society generally, their influence was ultimately quite progressive. The emergence of classical texts brought new ideas and lead to a more creative university climate (as the notable list of scholars above attests to). A focus on knowledge coming from self, from the human, has a direct implication for new forms of scholarship and instruction, and was the foundation for what is commonly known as the humanities. This disposition toward knowledge manifested in not simply the translation and propagation of ancient texts, but also their adaptation and expansion. For instance, Vesalius was imperative for advocating the use of Galen, but he also invigorated this text with experimentation, disagreements and further research. The propagation of these texts, especially within the universities, was greatly aided by the emergence of the printing press and the beginning of the use of the vernacular, which allowed for the printing of relatively large texts at reasonable prices.

Examining the influence of humanism on scholars in medicine, mathematics, astronomy and physics may suggest that humanism and universities were a strong impetus for the scientific revolution. Although the connection between humanism and the scientific discovery may very well have begun within the confines of the university, the connection has been commonly perceived as having been severed by the changing nature of science during the scientific revolution. Historians such as Richard Westfall have argued that the overt traditionalism of universities inhibited attempts to re-conceptualize nature and knowledge and caused an indelible tension between universities and scientists. This resistance to changes in science may have been a significant factor in driving many scientists away from the university and toward private benefactors, usually in princely courts, and associations with newly forming scientific societies.

Other historians find incongruity in the proposition that the very place where the vast number of the scholars that influenced the scientific revolution received their education should also be the place that inhibits their research and the advancement of science. In fact, more than 80% of the European scientists between 1450-1650 included in the Dictionary of Scientific Biography were university trained, of which approximately 45% held university posts. It was the case that the academic foundations remaining from the Middle Ages were stable, and they did provide for an environment that fostered considerable growth and development. There was considerable reluctance on the part of universities to relinquish the symmetry and comprehensiveness provided by the Aristotelian system, which was effective as a coherent system for understanding and interpreting the world. However, university professors still utilized some autonomy, at least in the sciences, to choose epistemological foundations and methods. For instance, Melanchthon and his disciples at University of Wittenberg were instrumental for integrating Copernican mathematical constructs into astronomical debate and instruction. Another example was the short-lived but fairly rapid adoption of Cartesian epistemology and methodology in European universities, and the debates surrounding that adoption, which led to more mechanistic approaches to scientific problems as well as demonstrated an openness to change. There are many examples which belie the commonly perceived intransigence of universities. Although universities may have been slow to accept new sciences and methodologies as they emerged, when they did accept new ideas it helped to convey legitimacy and respectability, and supported the scientific changes through providing a stable environment for instruction and material resources.

Regardless of the way the tension between universities, individual scientists, and the scientific revolution itself is perceived, there was a discernible impact on the way that university education was constructed. Aristotelian epistemology provided a coherent framework not simply for knowledge and knowledge construction, but also for the training of scholars within the higher education setting. The creation of new scientific constructs during the scientific revolution, and the epistemological challenges that were inherent within this creation, initiated the idea of both the autonomy of science and the hierarchy of the disciplines. Instead of entering higher education to become a ?general scholar? immersed in becoming proficient in the entire curriculum, there emerged a type of scholar that put science first and viewed it as a vocation in itself. The divergence between those focused on science and those still entrenched in the idea of a general scholar exacerbated the epistemological tensions that were already beginning to emerge.

The epistemological tensions between scientists and universities were also heightened by the economic realities of research during this time, as individual scientists, associations and universities were vying for limited resources. There was also competition from the formation of new colleges funded by private benefactors and designed to provide free education to the public, or established by local governments to provide a knowledge hungry populace with an alternative to traditional universities. Even when universities supported new scientific endeavors, and the university provided foundational training and authority for the research and conclusions, they could not compete with the resources available through private benefactors.

By the end of the early modern period, the structure and orientation of higher education had changed in ways that are eminently recognizable for the modern context. Aristotle was no longer a force providing the epistemological and methodological focus for universities and a more mechanistic orientation was emerging. The hierarchical place of theological knowledge had for the most part been displaced and the humanities had become a fixture, and a new openness was beginning to take hold in the construction and dissemination of knowledge that were to become imperative for the formation of the modern state.

Modern universities

By the 18th century, universities published their own research journals and by the 19th century, the German and the French university models had arisen. The German, or Humboldtian model, was conceived by Wilhelm von Humboldt and based on Friedrich Schleiermacher?s liberal ideas pertaining to the importance of freedom, seminars, and laboratories in universities. The French university model involved strict discipline and control over every aspect of the university.

Until the 19th century, religion played a significant role in university curriculum; however, the role of religion in research universities decreased in the 19th century, and by the end of the 19th century, the German university model had spread around the world. Universities concentrated on science in the 19th and 20th centuries and became increasingly accessible to the masses. In Britain, the move from Industrial Revolution to modernity saw the arrival of new civic universities with an emphasis on science and engineering, a movement initiated in 1960 by Sir Keith Murray (chairman of the University Grants Committee) and Sir Samuel Curran, with the formation of the University of Strathclyde. The British also established universities worldwide, and higher education became available to the masses not only in Europe.

In 1963, the Robbins Report on universities in the United Kingdom concluded that such institutions should have four main "objectives essential to any properly balanced system: instruction in skills; the promotion of the general powers of the mind so as to produce not mere specialists but rather cultivated men and women; to maintain research in balance with teaching, since teaching should not be separated from the advancement of learning and the search for truth; and to transmit a common culture and common standards of citizenship."

National universities

A national university is generally a university created or run by a national state but at the same time represents a state autonomic institution which functions as a completely independent body inside of the same state. Some national universities are closely associated with national cultural or political aspirations, for instance the National University of Ireland in the early days of Irish independence collected a large amount of information on the Irish language and Irish culture. Reforms in Argentina were the result of the University Revolution of 1918 and its posterior reforms by incorporating values that sought for a more equal and laic higher education system.

Intergovernmental universities

Universities created by bilateral or multilateral treaty between states are intergovernmental. Such as Academy of European Law offering training in European law to lawyers, judges, barristers, solicitors, in-house counsel and academics. EUCLID (P?le Universitaire Euclide, Euclid University) is chartered as a university and umbrella organization dedicated to sustainable development in signatory countries and United Nations University efforts to resolve the pressing global problems that are the concern of the United Nations, its Peoples and Member States. The European University Institute, a post-graduate university specialised in the social sciences, is officially an intergovernmental organisation, set up by the member states of the European Union.

Organization

Although each institution is organized differently, nearly all universities have a board of trustees; a president, chancellor, or rector; at least one vice president, vice-chancellor, or vice-rector; and deans of various divisions. Universities are generally divided into a number of academic departments, schools or faculties. Public university systems are ruled over by government-run higher education boards. They review financial requests and budget proposals and then allocate funds for each university in the system. They also approve new programs of instruction and cancel or make changes in existing programs. In addition, they plan for the further coordinated growth and development of the various institutions of higher education in the state or country. However, many public universities in the world have a considerable degree of financial, research and pedagogical autonomy. Private universities are privately funded and generally have broader independence from state policies. However, they may have less independence from business corporations depending on the source of their finances.

Universities around the world

The funding and organization of universities varies widely between different countries around the world. In some countries universities are predominantly funded by the state, while in others funding may come from donors or from fees which students attending the university must pay. In some countries the vast majority of students attend university in their local town, while in other countries universities attract students from all over the world, and may provide university accommodation for their students.

Classification

The definition of a university varies widely even within some countries. For example, there is no nationally standardized definition of the term in the United States although the term has traditionally been used to designate research institutions and was once reserved for research doctorate-granting institutions. Some states, such as Massachusetts, will only grant a school "university status" if it grants at least two doctoral degrees. In the United Kingdom, the Privy Council is responsible for approving the use of the word "university" in the title of an institution, under the terms of the Further and Higher Education Act 1992. In India, a new tag deemed universities has been created for high performing universities, giving them additional autonomy. Through this provision many universities sprung up in India, which are commercial in nature and have been established just to exploit the demand of higher education.

Colloquial usage

Colloquially, the term university may be used to describe a phase in one's life: "When I was at university..." (in the United States and Ireland, college is often used instead: "When I was in college..."; see the college article for further discussion). In Australia, New Zealand, Canada, the United Kingdom, Nigeria, the Netherlands and the German-speaking countries university is often contracted to uni. In New Zealand and in South Africa it is sometimes called "varsity" (although this has become uncommon in New Zealand in recent years), which was also common usage in the UK in the 19th century.

Cost

Many students look to get 'student grants' to cover the cost of university. In 2012, the average outstanding student loan balance per borrower in the United States is $23,300 USD. In many countries, costs are anticipated to rise for students as a result of decreased national or state funding given to public universities.

There are some big exceptions on tuition fees. In many European countries, it is possible to study without tuition fees. Public universities in Nordic countries were entirely without tuition fees until the latter part of the 2000. Denmark, Sweden and Finland then moved to put in place tuition fees for foreign students. But still, citizens of EU and EEA member states and citizens from Switzerland are exempted from tuitions fees and the amount of public grants granted to promising foreign students was increased to offset some of the impact.

See also

Notes

References

External links

Category:Educational stages Category:Higher education Category:Types of university or college Category:Youth

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Source: http://article.wn.com/view/2013/01/30/University_Come_one_come_all_Campus_to_offer_workshop_on_fem/

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Google Giving helps bring 15,000 Raspberry Pi units to UK school children

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It's not every day your class gets a visit from a tech bigwig like Eric Schmidt. Google's executive chairman paid a visit to a UK school, alongside Raspberry Pi co-founder Eben Upton. The duo were there to talk code, an appearance that coincided with the announcement that a grant from Google Giving will be bringing 15,000 Raspberry Pi Model Bs to kids in that country. The companies will be working alongside six educational partners to decide precisely whose hands those little computers will end up in. More info on the program can be found in the source link.

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Source: Raspberry Pi

Source: http://www.engadget.com/2013/01/29/google-giving-raspberry-pi/

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Wednesday, January 30, 2013

Beyonce Takes Fans Behind The Scenes Of Her Super Bowl Rehearsals

Bey posts a bevy of images taken from her Super Bowl rehearsals, and we pick our favorites.
By James Montgomery


Beyonc? teases fans before the Super Bowl
Photo: Beyonce/Instagram

Source: http://www.mtv.com/news/articles/1701064/beyonce-super-bowl-rehearsals.jhtml

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Picture Perfect

Emily Yoffe. Emily Yoffe

Photograph by Teresa Castracane.

Emily Yoffe, aka Dear Prudence, is on Washingtonpost.com weekly to chat live with readers. An edited?transcript of the chat is below. (Sign up here?to get Dear Prudence delivered to your inbox each week. Read Prudie?s?Slate columns?here. Send questions to Prudence at prudence@slate.com.)

Q. Family Gathering Dilemma: My father is turning 70 at the end of February and my mom has organized a party to get all of my siblings to attend. With everyone scattered across the country, this is a rare occurrence and we have decided to get a professional photographer to take some family pictures. I am the youngest in the family and the only one who is unmarried, although I am in a long-term relationship with a great guy. My dad and the family love the boyfriend and he has been included in the festivities. He's met a few of my sibs before, they all approve and I'm really happy that he has been welcomed so fully into my family's plans. Here's my problem: I love my boyfriend and I plan on being with him for the long haul, but if we do break up in the future, I don't want our family picture to include my future ex. All of my high school graduation pictures are marred by an ex that, at the time, I was clearly going to spend the rest of my life with whom I have since fallen out of touch with and they're awkward to look at now. How do I navigate having my boyfriend attend this happy event, but not include him in the pictures? Is there a delicate way to tell him I feel it would be inappropriate? I don't want it to seem like I'm planning to skip town, but these pictures are one of the few cases where my whole family will be together and I don't want everyone to look back on them in a few years and go "Oh yea, whatever happened to that guy little sis was seeing?" Any advice greatly appreciated, thanks!

A: If you don't want to end your long-term relationship with the great guy at your father's party, when the photographer is gathering everyone for group shots, do not say, "Honey, please stay in your seat. I know we've been together awhile. But you may not be around for the long haul, and I don't want your face to haunt me for years to come." You're hiring the photographer for the event, so there should be plenty of photos of various groupings: immediate family, siblings, everyone and their spouses, good friends, etc. That means your boyfriend will be in some photos and not others. If you two get married, it would be odd that there weren't any photos of him at this 70th birthday, even though he was there. It may turn out that down the road some of the happy couples captured on film will be set asunder. Fortunately, no one's going to remove them from the photographic record, Soviet-style.

Dear Prudence: Desperate Single

Q. Firing an Officiant: My fianc? and I are atheists, and we were overjoyed when our friend's boyfriend decided to get ordained to marry us. We paid him a few hundred dollars to read our vows. But he quickly became domineering, offering endlessly unsolicited advice and trying to run the show. After he came over and insulted our vows last weekend (and insulted me, believing that I wrote them), I've had enough with his behavior. He's only talked to me once since, and that was to back up his earlier comments. Since then, despite calmly telling him once again what we want, he's ignored me. I've been kind to him only to preserve my friendship, but at this point it looks lost. How do I go about firing him?

A: This is a first: an officiant-zilla. Luckily you still have time so you say, "Pastor [Ha ha!] Brad, we appreciate your willingness to officiate at our wedding, but as we've all discovered our styles aren't meshing, so we're going to go another way for our officiant. We appreciate the time you've put into this and hope the money we've given you compensates you for it. We look forward to having you as a guest at the wedding." Then you find someone who's not a nut who can perform your nuptials.

Q. Miscarriage With My Ex: I broke up with my boyfriend three weeks ago after I found out that he had been cheating on me. We had been together about a year, but did not live together. I knew he was not right for me and we were not going to end up married, but still, the infidelity and accompanying lies really stung. In the weeks leading up to the split, I suspected I was pregnant (I was) but didn't say anything to him because things were so difficult between us. A few days after we broke up, I miscarried. It was devastating. Even though I know he would not have been an ideal father, and I definitely didn't set out to get pregnant, I still wanted the baby and now feel a sense of loss mixed with relief and guilt. My question is, should I tell my ex about the miscarriage? Some of my friends say he has the right to know.

A: You had a troubled relationship with a compulsive liar, so I don't think you owe him any information about your miscarriage. In a way, telling him could be interpreted as an attempt if not to get back together, to at least see each other in a state of high emotion. I understand you're mourning this loss, but I hope your feelings eventually shift so that you do start recognizing more of the accompanying relief that you will not be yoked to someone so unsuitable as a romantic partner and father. As you go out and look for someone new, first discuss with your gynecologist some of the safe and extremely reliable forms of birth control now available, so you don't end up in this situation again. I hear from too many woman who are raising children utterly alone, their kids abandoned emotionally and financially by jerk fathers.

Q. Ogling: My boyfriend (we are both around 50 years old) has a habit of ogling women, sometimes rather obviously and often when we are together. I find it rude and annoying, but not a huge issue in and of itself. However, I recently discovered that he sometimes takes pictures surreptitiously of women, often of their rear ends and legs. I am very bothered by this, find it creepy, and also wonder if he could get in trouble for it. I know that if I bent over at a bus stop to pick up a quarter, and some stranger took a picture, I would be really furious, and feel violated. If someone did that to my daughter, I would be murderous. He knows I am aware of the obvious staring, but I don't think he realizes that I have actually seen him snap a picture, and I am quite sure that if I bring it up, it will not be an easy conversation. I can't decide if I am overreacting, or if I should talk to him about it, or I should just get the hell out of Dodge. I have tried to just ignore it, but it does bother me a lot.

A: I assume you don't want to stand by him when he's hauled into court for taking an "up-skirt" photo. Often when I get letters such as yours they start by averring the wonderfulness of the (awful) partner. But all you've given me is a description of a creep. I think you should have a talk with him and it should consist of one word: "Goodbye."

Source: http://feeds.slate.com/click.phdo?i=74768837b81469e373e605a8cb49a5a3

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Pfizer Q4 net jumps on sale of nutrition business

Pfizer Inc.'s fourth-quarter profit more than quadrupled, despite competition from generic drugs hurting sales of Lipitor and other medicines, because of a $4.8 billion gain from selling its nutrition business. The drugmaker's profit and sales both beat Wall Street expectations.

The world's biggest drugmaker said Tuesday that its net income was $6.32 billion, or 85 cents per share, up from $1.44 billion, or 19 cents per share, a year earlier.

Excluding the windfall from selling its nutrition business to Nestle SA for $11.5 billion on Nov. 30, and a total of $888 million for restructuring, legal and other one-time items, the Viagra maker would have had a profit of $3.51 billion, or 47 cents per share. That's 3 cents more than analysts surveyed by FactSet were expecting.

In early trading, the New York-based company's shares rose 26 cents, or 1 percent, to $27.10.

Revenue fell 7 percent to $15.1 billion, mainly due to generic competition to cholesterol blockbuster Lipitor. Analysts expected $14.35 billion.

"Overall, a good quarter driven by the revenue beat," BernsteinResearch analyst Dr. Timothy Anderson wrote to investors, calling Pfizer's 2013 financial forecast "a bit underwhelming."

Pfizer said it expects 2013 earnings per share of $2.20 to $2.30, excluding one-time items, and revenue of $56.2 billion to $58.2 billion. Analysts are expecting $2.28 per share and revenue of $57.55 billion.

Lipitor, which had reigned as the world's top-selling drug ever for nearly a decade, got U.S. generic competition in December 2011 and now has generic rivals in many major markets. The pill had been bringing Pfizer nearly $11 billion a year before then, down from its peak of $13 billion a year.

In the fourth quarter, Lipitor sales plunged 91 percent in the U.S. and 71 percent worldwide, to $584 million. A dozen other medicines also had lower sales due to generic competition.

Altogether, generic competition reduced prescription drug revenue by more than $2.1 billion. Unfavorable currency exchange rates lopped off another 2 percent, or $271 million.

However, several key newer drugs had double-digit sales increases, including fibromyalgia and pain treatment Lyrica, at $1.13 billion, painkiller Celebrex at $750 million, and the Prevnar 13 vaccine against meningitis and other pneumococcal infections, at $993 million. Viagra was up 6 percent at $553 million.

Altogether, Pfizer's prescription drug revenue fell 9 percent in the quarter, to $12.89 billion. The division was led by sales of primary-care medicines, which totaled $3.83 billion. Still, that was down 29 percent as Lipitor's sales in the two biggest markets, the U.S. and Japan, where shifted into the established products category. That segment, which markets off-patent drugs still popular in many countries, posted a 3 percent rise in revenue, to $2.37 billion.

Specialty products, such as Enbrel for psoriasis and rheumatoid arthritis, and hemophilia treatments Refacto AF and Benefix, had revenue dip 4 percent, to a combined $3.67 billion. Sales in emerging markets such as China and India jumped 17 percent, to $2.65 billion, while sales of cancer drugs, a newer focus for Pfizer, rose 9 percent to $370 million.

The animal health business saw revenue increase 6 percent, to $1.17 billion. Pfizer is set to sell about a 20 percent share in the business, called Zoetis, in an initial public offering on Friday.

The consumer health business saw revenue jump 16 percent, to $936 million, due to strong growth of Advil pain reliever and Centrum vitamins.

He said Pfizer will soon launch two new medicines, rheumatoid arthritis treatment Xeljanz and ? with partner Bristol-Myers Squibb Co. ? potential blockbuster Eliquis, for preventing heart attacks and dangerous clots in patients with the irregular heartbeat atrial fibrillation. CEO Ian Read said Pfizer's mid- to late-stage drug pipeline "continues to strengthen with key potential opportunities," including drugs for advanced breast cancer and three other types of cancer, one for high cholesterol and a meningococcal B vaccine for adolescents and young adults.

For the full year, net income was $14.57 billion, or $1.94 per share. That was down from $10.01 billion, or $1.27 per share, in 2011. Revenue totaled $58.99 billion, down 10 percent from $65.26 billion in 2011, before generic competition slashed sales of Lipitor and schizophrenia drug Geodon.

___

Linda A. Johnson can be followed at http://twitter.com/LindaJ_onPharma

Source: http://news.yahoo.com/pfizer-q4-net-jumps-sale-nutrition-business-122409461--finance.html

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Tuesday, January 29, 2013

Scouts considering retreat from no-gays policy

FILE - In this July 18, 2012 file photo, Jennifer Tyrrell, right, arrives for a meeting at the Boys Scouts of America national offices in Irving, Texas, with her son Jude Burns, 5, second from right, partner Alicia Burns, and son Cruz Burns, 7, left. The Ohio woman was ousted as a den mother because she is a lesbian. The Boys Scouts of America announced Monday, Jan. 28, 2013, that it is considering a dramatic retreat from its controversial policy of excluding gays as leaders and youth members. (AP Photo/LM Otero, File)

FILE - In this July 18, 2012 file photo, Jennifer Tyrrell, right, arrives for a meeting at the Boys Scouts of America national offices in Irving, Texas, with her son Jude Burns, 5, second from right, partner Alicia Burns, and son Cruz Burns, 7, left. The Ohio woman was ousted as a den mother because she is a lesbian. The Boys Scouts of America announced Monday, Jan. 28, 2013, that it is considering a dramatic retreat from its controversial policy of excluding gays as leaders and youth members. (AP Photo/LM Otero, File)

FILE - In this July 18, 2012 file photo, Jennifer Tyrrell hugs her son Cruz Burns, 7, outside Boy Scouts national offices in Irving, Texas, after a meeting with representatives of the 102-year-old organization. The Ohio woman was ousted as a den mother because she is a lesbian. The Boys Scouts of America announced Monday, Jan. 28, 2013, that it is considering a dramatic retreat from its controversial policy of excluding gays as leaders and youth members. (AP Photo/LM Otero, File)

(AP) ? The Boy Scouts of America may soon give sponsors of troops the authority to decide whether to accept gays as scouts and leaders ? a potentially dramatic retreat from an exclusionary nationwide policy that has provoked relentless protests.

Under the change now being discussed, the different religious and civic groups that sponsor Scout units would be able to decide for themselves how to address the issue ? either maintaining an exclusion of gays, as is now required of all units, or opening up their membership.

Monday's announcement of the possible change comes after years of protests over the no-gays policy ? including petition campaigns that have prompted some corporations to suspend donations to the Boy Scouts.

Under the proposed change, said BSA spokesman Deron Smith, "the Boy Scouts would not, under any circumstances, dictate a position to units, members, or parents."

Smith said the change could be announced as early as next week, after BSA's national board concludes a regularly scheduled meeting on Feb. 6. The meeting will be closed to the public.

The BSA, which celebrated its 100th anniversary in 2010, has long excluded both gays and atheists. Smith said a change in the policy toward atheists was not being considered, and that the BSA continued to view "Duty to God" as one of its basic principles.

Protests over the no-gays policy gained momentum in 2000, when the U.S. Supreme Court upheld the BSA's right to exclude gays. Scout units lost sponsorships by public schools and other entities that adhered to nondiscrimination policies, and several local Scout councils made public their displeasure with the policy.

More recently, amid petition campaigns, shipping giant UPS Inc. and drug-manufacturer Merck announced that they were halting donations from their charitable foundations to the Boy Scouts as long as the no-gays policy was in force.

Also, local Scout officials drew widespread criticism in recent months for ousting Jennifer Tyrrell, a lesbian mom, as a den leader of her son's Cub Scout pack in Ohio and for refusing to approve an Eagle Scout application by Ryan Andresen, a California teen who came out as gay last fall.

Tyrrell said she's thrilled for parents and their children who've been excluded from scouting and "for those who are in Scouts and hiding who they are."

"For me it's not just about the Boy Scouts of America, it's about equality," she told The Associated Press. "This is a step toward equality in all aspects."

Many of the protest campaigns, including one seeking Tyrrell's reinstatement, had been waged with help from the Gay & Lesbian Alliance Against Defamation.

"The Boy Scouts of America have heard from scouts, corporations and millions of Americans that discriminating against gay scouts and scout leaders is wrong," said Herndon Graddick, GLAAD's president. "Scouting is a valuable institution, and this change will only strengthen its core principles of fairness and respect."

The Scouts had reaffirmed the no-gays policy as recently as last year, and appeared to have strong backing from conservative religious denominations ? notably the Mormons, Roman Catholics and Southern Baptists ? which sponsor large numbers of Scout units. Under the proposed change, they could continue excluding gays.

Prior to Monday's announcement, the BSA conferred with some leaders of these religious groups, although there were no official statements as to how they would respond.

Said Sister Mary Ann Walsh, a spokeswoman for the U.S. Conference of Catholic Bishops, "The bishops hope the Boy Scouts will continue to work under the Judeo-Christians principles upon which they were founded and under which they have served youth well."

Were the change adopted, said Deron Smith, "there would no longer be any national policy regarding sexual orientation, and the chartered organizations that oversee and deliver Scouting would accept membership and select leaders consistent with each organization's mission, principles, or religious beliefs.

"BSA members and parents would be able to choose a local unit that best meets the needs of their families," he said. "Under this proposed policy, the BSA would not require any chartered organization to act in ways inconsistent with that organization's mission, principles, or religious beliefs."

The announcement came shortly after new data showed that membership in the Cub Scouts ? the BSA's biggest division ? dropped sharply last year, and was down nearly 30 percent over the past 14 years.

According to figures provided by the organization, Cub Scout ranks dwindled by 3.4 percent, from 1,583,166 in 2011 to 1,528,673 in 2012. That's down from 2.17 million in 1998.

The Boy Scouts attribute the decline largely to broad social changes, including the allure of video games and the proliferation of youth sports leagues and other options for after-school activities.

However, critics of the Scouts suggest that its recruitment efforts have been hampered by high-profile controversies ? notably the court-ordered release of files dealing with sex abuse allegations and persistent protests over the no-gays policy.

The BSA's overall "traditional youth membership" ? Cub Scouts, Boy Scouts and Venturers ? totaled 2,658,794 in 2012, compared to more than 4 million in peak years of the past. There were 910,668 Boy Scouts last year, a tiny increase from 2011, while the ranks of Venturers ? a program for youths 14 and older? declined by 5.5 percent.

In addition to flak over the no-gays policy, the Scouts have been buffeted by multiple court cases related to past allegations of sexual abuse by Scout leaders, including those chronicled in long-confidential records that are widely known as the "perversion files."

Through various cases, the Scouts have been forced to reveal files dating from the 1960s to 1991. They detailed numerous cases where abuse claims were made and Boy Scout officials never alerted authorities and sometimes actively sought to protect the accused.

The Scouts are now under a California court order, affirmed this month by the state Supreme Court, to turn over sex-abuse files from 1991 through 2011 to the lawyers for a former Scout who claims a leader molested him in 2007, when he was 13. It's not clear how soon the files might become public.

The BSA has apologized for past lapses and cover-ups, and has stressed the steps taken to improve youth protection policy. Since 2010, for example, it has mandated that any suspected abuse be reported to police.

___(equals)

Associated Press writers John Seewer in Toledo, Ohio, and Rachel Zoll in New York contributed to this report.

___

Boy Scouts: http://www.scouting.org/

___(equals)

David Crary can be reached at http://twitter.com/CraryAP

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2013-01-28-Boy%20Scouts-Gays/id-c11707ae811b4ea8a935a004fe2d2b33

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Iran Claims to Have Launched a Monkey into Space

According to Space.com, Iranian state media claims that Iran has sent a monkey in a suborbital flight on board a capsule called Pishgam, which is Farsi for "pioneer." The monkey's flight is said to be a prelude for manned space flights.

Monkey flight said to be a second attempt

Space.com reports that Iran had claimed to have attempted to put a monkey into space aboard its Kavoshgar-5 rocket in 2011, which suffered an undisclosed failure. Iran launched its first satellite in 2009. In 2010 it used a Kavoshhar-3 to fly a rat, two turtles, and a worm into space. It has launched Earth observation satellites in 2011 and 2012. According to ABC News and the Associated Press, Iranian media claims that the Pishgam reached a height of 75 miles before returning successfully to Earth.

Pishgam flight to be prelude to an Iranian manned space program

Space.com suggests that the flight of the Pishgam containing a monkey is the prelude for a manned Iranian space program, with an ambitious schedule of the first Iranian in space in 2020 and a lunar landing in 2025. The Iranian Space Agency claimed that the first Iranian manned orbital flight would be "below a 200 kilometer orbit." The same report claimed that Iran has already embarked on developing a homegrown space suit and space capsule for that purpose.

International reaction to Iranian space efforts

International reaction to the reported flight of an Iranian monkey ranges from disdain -- Space.com reports that the first American monkey flew in a suborbital flight in 1948 -- to concern of the implications surrounding Iran's nuclear program. Al Arabiya, while pointing out that a suborbital flight is far less challenging that putting a monkey or a human into orbit and returning him safely, also reports that western analysts are concerned about the juxtaposition between Iran's space program and its nuclear program. The same rocket that can put a payload into orbit can deliver a nuclear warhead anywhere in the world.

Al Arabiya also points out that Iran is pursuing its space ambitions in the face of crippling economic sanctions caused by international concern over its nuclear bomb program. The price of food in Iran is spiraling higher while the value of Iranian currency is plummeting and unemployment is soaring.

Reasons for Iranian space efforts

Besides the obvious relation with Iran's nuclear bomb program, Al Arabiya suggests that Iran is pursuing a space program to enhance its prestige. The idea is that if it can launch things into space while economic sanctions are taking place, Iran can claim to its own people that its Islamic system is superior in some fashion to that of the West as a distraction from Iran's economic and political woes. However, similar behavior by the Soviet Union did not prevent that country's collapse at the beginning of the 1990s.

Mark R. Whittington is the author of Children of Apollo and The Last Moonwalker. He has written on space subjects for a variety of periodicals, including The Houston Chronicle, The Washington Post, USA Today, the L.A. Times, and The Weekly Standard.

Source: http://news.yahoo.com/iran-claims-launched-monkey-space-191600429.html

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Monday, January 28, 2013

Ryan says deep budget cuts likely unavoidable

(AP) ? The chairman of the House Budget Committee says Republicans will oppose tax increases and, as a result, deep, unpopular budget cuts will likely take effect.

Republican Rep. Paul Ryan of Wisconsin told NBC's "Meet the Press" on Sunday that automatic spending cuts are scheduled to take hold because, quote, "Democrats have opposed our efforts to replace those cuts with others."

Democrats have insisted taxes be part of the equation to dodge across-the-board spending cuts that are set to hit the Pentagon and many domestic programs. The spending cuts were set in motion in the hopes of spurring lawmakers to strike a large-scale deal to reduce the deficit.

Ryan was the 2012 vice presidential nominee. He says the country is heading toward a debt crisis if it doesn't confront its spending.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2013-01-27-Ryan-Budget%20Cuts/id-334f133a61304a58b6e5204abfca94d1

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Billions in gas drilling royalties transform lives

PITTSBURGH (AP) ? Private landowners are reaping billions of dollars in royalties each year from the boom in natural gas drilling, transforming lives and livelihoods even as the windfall provides only a modest boost to the broader economy.

In Pennsylvania alone, royalty payments could top $1.2 billion for 2012, according to an Associated Press analysis that looked at state tax information, production records and estimates from the National Association of Royalty Owners.

For some landowners, the unexpected royalties have made a big difference.

"We used to have to put stuff on credit cards. It was basically living from paycheck to paycheck," said Shawn Georgetti, who runs a family dairy farm in Avella, about 30 miles southwest of Pittsburgh.

Natural gas production has boomed in many states over the past few years as advances in drilling opened up vast reserves buried in deep shale rock, such as the Marcellus formation in Pennsylvania and the Barnett in Texas.

Nationwide, the royalty owners association estimates, natural gas royalties totaled $21 billion in 2010, the most recent year for which it has done a full analysis. Texas paid out the most in gas royalties that year, about $6.7 billion, followed by Wyoming at $2 billion and Alaska at $1.9 billion.

Exact estimates of natural gas royalty payments aren't possible because contracts and wholesale prices of gas vary, and specific tax information is private. But some states release estimates of the total revenue collected for all royalties, and feedback on thousands of contracts has led the royalty owners association to conclude that the average royalty is 18.5 percent of gas production.

"Our fastest-growing state chapter is our Pennsylvania chapter, and we just formed a North Dakota chapter. We've seen a lot of new people, and new questions," said Jerry Simmons, the director of the association, which was founded in 1980 and is based in Oklahoma.

Simmons said he hasn't heard of anyone getting less than 12.5 percent, and that's also the minimum rate set by law in Pennsylvania. Simmons knows of one contract in another state where the owner received 25 percent of production, but that's unusual.

By comparison, a 10 to 25 percent range is similar to what a top recording artist might get in royalties from CD sales, while a novelist normally gets a 12.5 percent to 15 percent royalty on hardcover book sales.

Simmons added that for oil and gas "there is no industry standard," since the royalty is often adjusted based on the per-acre signing bonus a landowner receives. While many people are lured by higher upfront bonuses, a higher royalty rate can generate more total income over the life of a well, which can stretch for 25 years.

Before Range Resources drilled a well on the family property in 2012, Georgetti said, he was stuck using 30-year-old equipment, with no way to upgrade without going seriously into debt.

"You don't have that problem anymore. It's a lot more fun to farm," Georgetti said, since he has been able to buy newer equipment that's bigger, faster and more fuel-efficient. The drilling hasn't caused any problems for the farm, he said.

Range spokesman Matt Pitzarella said the Oklahoma-based company has paid "well over" $1 billion to Pennsylvania landowners, with most of that coming since 2008.

One economist noted that the windfall payments from the natural gas boom are wonderful for individuals, but that they represent just a tiny portion of total economic activity.

For example, the $1 billion for Pennsylvania landowners sounds like a lot, but "it's just not going to have a big impact on the overall vitality of the overall economy," said Robert Inman, a professor of economics and public policy at the University of Pennsylvania's Wharton business school. "I think the issue is, what difference does it make for the individual families?"

7/87/87/8Pennsylvania's total gross domestic product in 2011 was about $500 billion, according to the U.S. Department of Commerce.

Inman noted that total gas industry hiring and investment can have a far bigger effect on a state or region, and companies have invested tens of billions of dollars just in Pennsylvania on pipelines, infrastructure, and drilling in recent years.

For example, in North Dakota the shale oil and minerals boom contributed 2.8 percent of GDP growth to the entire state economy in 2011, according to Commerce Department data.

Another variable in how much royalty owners actually receive is the wholesale price of gas. That has dropped significantly over the past two years even as production has boomed in Pennsylvania and many other states. Average wholesale prices went from about $4.50 per unit of gas in 2010 to about $3 in 2012. For many leaseholders, that meant a decline in royalties.

The boom in natural gas royalties has even led to niche spinoff companies that look for lease heirs who don't even know they're owed money.

Michael Zwick is president of Assets International, a Michigan company that searches for missing heirs.

"It was an underserved niche," Zwick said of oil and gas leases. When a company can't find an heir to lease royalties, the money often goes to state unclaimed property funds.

Zwick said he has found a few dozen people whose gas lease money was being held in escrow, including one who was owed about $250,000 in drilling royalties. But the average amount, he said, is far lower.

Source: http://news.yahoo.com/billions-gas-drilling-royalties-transform-lives-150830350.html

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Lakeland: Home Improvement Loans | Air conditioning Loans ...

27Jan

Explore Air conditioning loans at airconditioningloans.net or call us at 813-966-3584. consumer financing, loans, loan, loans for air conditioning repairs, consumer loans for people with bad credit, damage credit loans, approval , no turn downs, bankrupt, bankruptcy, loans for new air conditione?

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Source: http://www.cohocton.org/816-lakeland-home-improvement-loans-air-conditioning-loans-consumer-finance-loans

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Sunday, January 27, 2013

Garden Care Logo Design Tips and Ideas | Cheap Accounting ...

Getting a business logo designed for your brand-new lawn care or landscaping business can be an important element of starting your business off right with branding strategy.This report examines the significance of having a great logo design in the competitive lawn care and landscaping industry and puts forward some things that you may consider when finding a designed.With landscaping and lawn care, like all organizations, you?re depending on building a good first impression. Many people make choices based on their thoughts and having a logo that interests them may go a considerable ways towards having you advertisement stand out above the others.As a lawn mowing or gardening organization driver you?ll find that you are out on the road for part of the day and parked outside the qualities of your clients for the rest of the day. It pays to have your company marketing on your vehicle as soon as your vehicle has this much public exposure. Having a fantastic logo really can draw interest here, first to the logo and preferably then to your businesses contact details.When discussing logo design with your graphic artist you must first consider the concept that you want to convey through your logo regarding your company?s values and how you separate yourself from the competition.Think about how you want your clients to view your company. So you may want in the future right out with some basic image of blades of grass, well groomed yards, trees, crops or households you don?t want to confuse them. If individuals are in a position to understand what it?s that your organization does as soon as they glance at your emblem It is wonderful. Nevertheless a quick search through some logo style sites shows that some lawn care operators are now actually going for more ?funky? seeking logos with cartoon figures to fit their catchy slogans which means this is definitely an technique that might also perform well.Have a look at what different lawn mowing and landscaping businesses have inked with their logos for suggestions but try to be different at the exact same time.It seems virtually a clichA? in these industries to move with various shades of green in a logo. While greens are the most obvious alternative for colors some ambitious lawn care start-ups are commencing to rock the boat and are developing logos presenting mixtures of other warm, summertime colors such as whites, whites, oranges and browns.A great looking, unforgettable brand must help your lawn service or landscaping organization to expand into a recognizable brand that?ll help you to market your organization as well as ultimately enable you to get reasonably limited price.

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Source: http://taxcruncher.co.uk/garden-care-logo-design-tips-and-ideas/

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Family Tree: Our Female Ancestors | Historic Indianapolis | All ...

As family historians, we often focus on our male relatives.?After all, they are the ones who give us our surnames, and they are often much easier to locate in records. However, by focusing on the males in our lineage we are neglecting 50% of our ancestry. We are as much the product of the women in our families as we are of the men.

Researching our female ancestors does come with a unique set of challenges. Often we are able to find nothing more than a first name. Even with a maiden name, we may struggle to find any further information about her life prior to marriage. It can be difficult and frustrating. But it is not impossible.

To help get you started, here are a few tips for learning more about your female ancestors.

My great-granmother, Anna Buttchen, and her sister, Lizzie.

#1 Use her own words

Finding a diary or journal written by a female ancestor is the holy grail of genealogical research. Not everyone is lucky enough to find one, but there are more out there than you might think. Your ancestor may also have written letters or kept a family Bible. All of these documents will give you insight into what her life was like and what was important to her.

To find these elusive items, start by asking other family members if they have or know of any. You can also contact the historical society or library in the area where your ancestor lived, or search their online catalog if one is available. Unfortunately family papers often end up far from where they originated. To see if your ancestor?s papers might be located elsewhere, you can try searching the National Union Catalog of Manuscript Collections?(NUCMC), an online catalog of family papers and other manuscripts held at institutions across the country.

Another excellent resource is the Periodical Source Index (PERSI). If your ancestor?s letters or her family Bible has been published, then you?ll likely find them mentioned here. PERSI is available through both Ancestry.com and HeritageQuestOnline.com (both require an account, but are available for free at many libraries).

#2 Consult her friends and neighbors

If you?re unable to find any documents written in her own hand, you may find information about her in the journals, diaries, and letters of those she associated with. Women typically spent a lot of time with other women who lived in the same area or perhaps attended the same church. You can use city directories or census records to determine who your ancestor may have associated with, then conduct the same searches for documents written by those individuals.

#3 Glean clues from your heirlooms

If you or someone in your family has a quilt or sampler, jewelry or silver, a cookbook, an autograph album, a doll, or just about any other heirloom that has been passed down through the generations, then you may be able to glean clues about your ancestor from those items. By consulting an expert or doing some intensive research on your own, you may find that your heirlooms can tell you where your ancestor may have lived or grown up, what her social status may have been, whether or not she attended school and where, and any number of other tidbits of information that may be hiding beneath the surface.

My grandmother's autograph book, and an entry written by her sister

#4 Think about the roles she played

Your female ancestor may have been a wife, a mother, a daughter, a?niece, an aunt, a widow, a grandmother, and a granddaughter, and in each of those roles she may have left a paper trail that will give you clues about her life. To find that information you must look at the records for those people in her life for whom she played each role. For instance, she may be listed in the will of her father. Or she may be listed in the veteran?s pension file under the name of her husband. She may even be found later in life living with a child or grandchild in the census. To find all that you can about her life, you must find all that you can about the lives of those around her.

#5 Leave no stone unturned

We often make assumptions about the past. We are often wrong. We may think that our ancestor could not possibly be found in divorce records, since she remained married. However, many petitions for divorce were never granted. By neglecting to search these records we may be missing out on valuable information about her life. The same can be said for military records. Many women served as camp followers during both the Revolutionary War and the Civil War. They were cooks, seamstresses, nurses, and in rare cases, disguised soldiers. And while you may cringe at the thought, insane asylum records should never be overlooked. Women were institutionalized for a plethora of reasons, some legitimate, others not so much. Asylum records can provide an incredible amount of information for those who were held there. The bottom line? You never know where your ancestor may turn up, so be exhaustive in your search.

Source: http://historicindianapolis.com/family-tree-our-female-ancestors/

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